Live Calculator

Build Your DSCR Scenario

Adjust inputs and see qualification results update in real time.

Property & Loan

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Loan:$450,000
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Not sure what credit score to use?

Most free credit apps show consumer credit scores, but mortgage lenders use mortgage-specific FICO scoring models. If you are not sure what score to enter, you can either estimate your score above or use one of the options below.

Entering an estimated score is okay for education and planning. For the most accurate mortgage review, use a mortgage-specific credit report.

Payment Terms

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Income & Monthly Costs

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